TopCashback Review: Is it Legit?

As online shopping continues to flourish, many new features and deals start coming out to entice buyers — and one of the most popular ones today is the concept of cashback. In essence, cashback apps help you gain back some of the money you spend.

TopCashback.co.uk is one of the biggest cashback platforms in the UK. You may have encountered it before, but you’re not sure if it’s a reliable cashback app.

So, is this site legit? Can you earn money by using the website’s features? Let’s dive deeper into the topic and inform you about the app, helping you decide if it’s worth it.

TopCashback is a free cashback site where you can earn back money through their deals with merchants.

How does this work? You sign up and start finding retailers featured on the dashboard. When you visit the retailer through TopCashback and make a purchase, the retailer gives a commission to TopCashback.

This commission is what the company gives back to you as cashback. Technically, it’s the merchant that provides the cashback — but TopCashback makes it available for you to withdraw and spend.

TopCashback is a homegrown company that has been around since 2005. The company not only operates in the UK but also has a global footprint and has partnered with thousands of retailers, giving endless shopping options.

Yes. TopCashback is a legitimate and legal site where you can earn back money after buying online.

Many people are understandably worried especially when a website promises to give back money seemingly for free. However, TopCashback provides small amounts and doesn’t overpromise.

Plus, you can check out reviews on Trustpilot to see that former users were really able to get back money.

TopCashback currently maintains a solid 4.5 out of 5 stars from over 139,026 reviews on Trustpilot UK, reflecting a positive consensus from its users in the UK.

As one of the earliest and most established cashback websites in the UK, TopCashback has plenty of deals you can access. The company also offers higher rates than other popular cashback platforms, making it worthwhile to use even though there are times when the deals don’t match.

You’ll find deals for popular brands like Amazon UK, Groupon, John Lewis & Partners, and other local and international retailers. The company also makes it a point to partner with small and medium-sized enterprises, an initiative that other sites don’t offer. You can access more than 5,000 shops on the website.


We do recommend comparing rates from other cashback sites. TopCashback has great rates, but there are cases when other platforms may offer better deals, so comparing the rates is good practice to maximise your cashback.

You may also find these other features, offers, and functionalities useful while using TopCashback.

Two Account Types

You have two membership options on TopCashback. The Classic tier is free and allows you to earn up to 12.5% in payout bonus on your Reward Wallet. A Plus account offers up to 25% payout and provides other perks.

However, TopCashback will deduct £5.00 from your annual cashback earnings if you subscribe to this tier — a small amount compared to the earning potential, in our opinion.

Referrals

You can earn additional money by having friends sign up for TopCashback using your link. This program is called the Tell-a-Friend bonus.

For those using a Classic Account, you earn £25 per referral. Those with a Plus Account earn £30 for every person who signs up using their link.

Cashback Tracking

One thing you have to remember is that a deal won’t activate unless you click the product link through TopCashback — this is how the website tracks cashback and provides rewards.

If you simply scan TopCashback and visit the retailer independently, then you won’t receive the cashback at all.

Zero Minimums

Some cashback platforms require you to spend a minimum amount to begin earning cashback. In other cases, the app includes a time limit, so if you don’t take a deal within the given period, you lose the cashback.

TopCashback doesn’t work like this, fortunately. You can begin earning even with just a small purchase — one of the features that impressed us.

TopCashback will deposit all your earnings in the Rewards Wallet. You can also use PayPal or Bacs.

However, the Rewards Wallet lets you convert points into gift cards. In addition, you can earn bonuses when using the Rewards Wallet, but your bank or PayPal account works just fine if you just want to get the cash as-is.

Like most other cashback sites, TopCashback has its advantages and disadvantages. Here’s what we found while testing the platform and its features.

Pros

• Modern, engaging, and intuitive website
• Has a mobile app for easy shopping on your smartphone
• Lots of partners and higher cashback rates
• Access to small and medium-sized retailers
• Cashout bonus through the Rewards Wallet

Cons

• The payout can take a while
• Customer support may not always be helpful
  

Is TopCashback a Good Side Hustle?

As a cashback platform, TopCashback is among the best. With thousands of retail partners, bonuses, high cashback rates, and other features, this website is one of our most highly recommended cashback sites.


We want to emphasise that cashback shouldn’t be used as a source of main or secondary income. You need to spend money to earn it back, so relying on cashback is not a sustainable practice. Instead, use cashback only when you need to purchase something online for extra savings.

https://www.topcashback.com/

https://www.linkedin.com/company/topcashback

https://www.trustpilot.com/review/www.topcashback.co.uk

https://www.topcashback.co.uk/classic-or-plus/

https://www.topcashback.co.uk/help/what-is-reward-wallet-and-what-are-the-benefits-of-using-it/